ACSIG Dental Program

Beginning in 1988, ACSIG expanded its program offerings to include dental  coverage  to  agencies  in Alameda County. In 1996, the program was expanded statewide. In partnership with Alliant Insurance Services and Preferred Benefits, the EDGE coalition was formed. The coalition is administered through ACSIG. ACSIG is fully self-­‐insured with Delta Dental for this program. ACSIG contracts with Alliant Insurance Services for all outreach and underwriting services. ACSIG contracts  with  Preferred  Benefit  for  all  eligibility and billing services.

To ensure the Program continues to provide the most robust coverage for members and their employees, the Board has approved a Dental Program network expansion effective October 1, 2024. Ameritas was added as an additional carrier option along with longtime dental partner Delta Dental.

ACSIG offers its members 3 options when joining the EDGE program:

• Fully Insured – pay a monthly rate per employee determined by underwriting based on their specific plan design and program offerings.

• Self-Insured Monthly– pay the actual amount of services rendered and a Delta administration fee and an ACSIG administration fee. The total amount of claims and fees is billed monthly in arrears.

• Self-Insured Weekly– due to the large membership in some agencies, if another JPA joins ACSIG as a self-insured member, they are required to pay the actual claims and Delta administration fee on a weekly basis. The ACSIG administration fee is billed on the last weekly invoice of the month. ACSIG pays Delta Dental the weekly claims and Delta admin fee each week.

There are more than 116,000 employees covered in the dental program with membership statewide with a total budget of $160 million annually